Certificates of Deposit

(6-, 12-, or 24-Month) Rate Information: For current rates, click on our "Current Rates Link" above. Compounding frequency: Interest will be compounded every quarter. Crediting frequency: Interest will be credited to your account every quarter. Minimum Balance to obtain the annual percentage yield disclosed: You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield. Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate of the principal in the account each day.