Business Account This account is not a consumer account to which Truth in Savings Applies Minimum balance to avoid imposition of fees: No minimum balance required. Fees: A flat-service fee of $1.00 will be imposed every statement cycle. A debit item fee of $.15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account). A credit of $.15 will be credited per $100 of average collected balance every statement cycle.