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Common Features
The following fees may be assessed
against your account and the following transaction limitations, if any apply to your account.
Accounts included are: Economy Checking Account, Regular Checking Account, Money Market
Investment Account, Now Account, Passbook Savings Account, IRA Account, Christmas Club,
and Certificates of Deposit.
| Overdraft (Each debit or check paid)
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$12.00
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| Nonsufficient funds (NSF) item (each)
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$12.00
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| Photocopies
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$ .25
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| Personal Money Order
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$ 1.50
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| Bank Money Order $350.00 or greater
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$ 3.00
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| Overdraft Protection
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$ 3.00
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| Return Check Charge
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$ 6.00
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| Wire Transfer - Foreign - Outgoing
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$32.50
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| Wire Transfer - Foreign - Incoming
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$ 8.00
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- We do not charge for direct deposits to any type of account.
- We do not charge for pre-authorized payments from any type of account.
- We charge $9.00 each year if your account is set up to use ATM/TYME card.
- The charge for your ChekCard (whether or not the card is used in the period) is $15.00 per year.
- We will charge you $5.00 for a new personal identification number.
- We will charge you $10.00 to replace a lost card.
- We will charge you $10.00 if you close your account and do not surrender your debit card(s).
- We will charge you $1.00 to choose your own personal identification number (PIN) for ChekCard.
Except as indiciated elsewhere, we do not charge for these electronic fund transfers.
ATM Operator/Network Fees
When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network
used (and you may be charged a fee for a balance inquiry even if you do not complete
a fund transfer).
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