Fees

Common Features

The following fees may be assessed against your account and the following transaction limitations, if any apply to your account. Accounts included are: Economy Checking Account, Regular Checking Account, Money Market Investment Account, Now Account, Passbook Savings Account, IRA Account, Christmas Club, and Certificates of Deposit.

Overdraft (Each debit or check paid) $12.00
Nonsufficient funds (NSF) item (each) $12.00
Photocopies $ .25
Personal Money Order $ 1.50
Bank Money Order $350.00 or greater $ 3.00
Overdraft Protection $ 3.00
Return Check Charge $ 6.00
Wire Transfer - Foreign - Outgoing $32.50
Wire Transfer - Foreign - Incoming $ 8.00
  • We do not charge for direct deposits to any type of account.
  • We do not charge for pre-authorized payments from any type of account.
  • We charge $9.00 each year if your account is set up to use ATM/TYME card.
  • The charge for your ChekCard (whether or not the card is used in the period) is $15.00 per year.
  • We will charge you $5.00 for a new personal identification number.
  • We will charge you $10.00 to replace a lost card.
  • We will charge you $10.00 if you close your account and do not surrender your debit card(s).
  • We will charge you $1.00 to choose your own personal identification number (PIN) for ChekCard.

Except as indiciated elsewhere, we do not charge for these electronic fund transfers.

ATM Operator/Network Fees

When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).